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419 Fraud is not dead. Beware suspicious emails!

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Many people each year fall victim to what is called "419 Fraud" schemes. These schemes are called this because they often originate in Nigeria and violate code 419 of Nigerian law. However, similar schemes are also being run by people claiming to be from other countries.

In 419 fraud, you receive a letter or an email from someone claiming to be trying to transfer large amounts of money out of another country, but saying that they need your help to do so. They want to use your bank account information to help transfer the money, or need money from you to help pay certain fees or bribes, and in exchange they will give you a percentage of the money. Once you stop sending them money, you will never hear from them again, as there is no large amount of money. In fact, the perpetrators of the 419 fraud scheme may even use the information they have gathered on your credit card or bank account information to empty out your accounts.

If you should receive a letter like this, know that it is a scam and do not send any money. In fact, the FBI, Secret Service, and Federal Trade Commission are all investigating and trying to stop people from perpetrating 419 fraud, so you can even forward these letters to them in an effort to catch these people.

The important thing to remember if you don't want to fall for 419 fraud is that if it seems too good to be true, it is. Somebody who has never met you is not going to give you large amounts of money for doing no work, nor would they trust you to help them in illegally moving large amounts of money out of their country. Think before you act and you won't end up wasting your money and ending up poorer than you were before trying to get rich quick by participating in one of these schemes.

Use your spam filter on your email account and ignore emails from people or organizations that you don't know. This will help you to limit email fraud in general, as well as malware and viruses that could be released when you open up emails sent by people you don't know.

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Don't be a victim of 419 fraud!